Healthcare can be a complex subject for businesses and individuals alike.

In a 2021 survey by Bend Financial, more than half of the 2,000 respondents described themselves as “completely lost” when it comes to understanding health insurance. When those surveyed were asked to answer 15 questions about healthcare coverage, they averaged 10 correct answers – an outcome the surveyors noted would earn a D on a standard academic grading scale.

Fortunately, Capital Blue Cross has a tutoring service of sorts, offering free, one-on-one consultations through its Capital Blue Cross Connect health and wellness centers. The consultations are available to Capital members and non-members alike to help answer questions about individual coverage, Medicare, the Children’s Health Insurance Program, or other healthcare issues.

“We pride ourselves on helping people cut through the confusion and find the best coverage for their needs,” said Michael Crnovic, director of retail services for Capital. “But our focus is not just on helping you understand your options. There’s also value in a face-to-face conversation that can personalize the healthcare experience. That human connection matters.”

"If you’re trying to find the right coverage for you or your family – or you’re simply trying to understand how to use the coverage you already have – we can help."
— Michael Crnovic, Capital Blue Cross director of retail services

There are five Capital Blue Cross Connect health and wellness centers across the insurer’s 21-county coverage region in:

  • Cumberland County at 4500 Marketplace Way, Enola

  • Franklin County at 12 St. Paul Drive, Chambersburg

  • Lehigh County at 1221 Hamilton St., Allentown, and 2845 Center Valley Parkway, Center Valley

  • York County at Apple Hill Medical Center, 25 Monument Rd., Suite 220A, York

Each center’s offerings go well beyond personal healthcare consultations. They also offer health coaching, fitness classes, wellness screenings, cooking and nutrition classes, and other community events.

If you need help understanding your healthcare coverage options, Crnovic recommends making an appointment at one of the Capital Blue Cross Connect health and wellness centers, by either booking online at CapitalBlueCrossConnect.com or calling the center nearest you at 1.855.505.2583.

“If you’re trying to find the right coverage for you or your family – or you’re simply trying to understand how to use the coverage you already have – we can help,” Crnovic said.